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98-369 Cloud Fundamentals

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98-369 exam Dumps Source : Cloud Fundamentals

Test Code : 98-369
Test Name : Cloud Fundamentals
Vendor Name : Microsoft
: 39 Real Questions

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Microsoft Cloud Fundamentals

the brand new Microsoft Partnership Underscores Why Adobe stock Is a Winner | Real Questions and Pass4sure dumps

Adobe (NASDAQ:ADBE) really is as powerful as it has been for awhile. however when you feel about it it makes best feel that and Adobe stock is so solid.

in the stock market, amid all of the numbers and stochastic cost movements, it’s from time to time superior to maintain things essential. As such, here’s my greatest attempt at a simple, three container determine-record for choosing winning shares.

The company has to have successful and different points. The enterprise must be in a secular growth market. And, the stock has to alternate at an affordable valuation that leaves room for upside.

a lot of shares determine off these bins. but, few verify them off as convincingly as Adobe. Adobe has winning and distinct points (the enterprise dominates in offering visible-oriented digital options). The business is additionally immersed in the secular growth cloud functions market. And, ADBE has always traded at an inexpensive 30-times forward cost-to-earnings varied.

in consequence, Adobe inventory has been a successful inventory for a long time. over the past 5 years, Adobe has risen more than 300%.

Adobe can have similar success over the subsequent five years, largely because the stock continues to verify off the entire appropriate containers. Of fresh magnitude, Adobe just partnered with Microsoft (NASDAQ:MSFT) in a move that only emphasizes Adobe’s winning elements and expands the enterprise’s reach within the secular growth cloud capabilities market.

so long as these catalysts keep stoning up, ADBE will remain within the winner’s column. As such, it remains the kind of stock you purchase now and dangle for the long haul.

Microsoft Partnership Reinforces robust Fundamentals

Adobe inventory is supported by way of robust massive graphic growth fundamentals.

those big photo fundamentals include that here's a company unparalleled in its means to bring visual-oriented options, and that's leveraging that pleasing skill to create exciting and particularly advantageous visible-concentrated cloud solutions.

these solutions encompass doc Cloud, artistic Cloud, and experience Cloud, and have increasing cost today, in a world that is unexpectedly pivoting to visual-heavy consumption and interplay. As such, as this pivot continues for the foreseeable future, Adobe tasks to win greenbacks and share in the big boom cloud market.

This fit big photo narrative is getting even healthier, broadly speaking due to Adobe’s endured expansion into the commerce and enterprise advertising and marketing aspect of the cloud market.

primarily, Adobe last 12 months received two corporations. the primary, Magneto, is a commerce platform. The 2nd, Marketo, is a B2B advertising and marketing engagement business. The sum of those acquisitions extended Adobe’s reach in the cloud capabilities market, to consist of commerce and B2B enterprise advertising.

constructing on these acquisitions, Adobe these days announced a partnership with Microsoft that extra expands Adobe’s reach in new markets. exceptionally, Adobe’s purchasers can now tap into the Microsoft-owned LinkedIn community to more without difficulty determine and promote to their personal shoppers.

here's a big move. It basically says that Adobe isn’t executed transforming into yet. This business started with delivering visual-oriented cloud solutions. That growth narrative remains firing on all cylinders. but, meanwhile, Adobe is increasing its enterprise choices via acquisitions and partnerships into issues like B2B advertising and marketing and earnings.

This expansion, on good of an already red hot visible-oriented growth narrative, best strengthens the long term growth fundamentals underlying Adobe.

Valuation, Technicals and Adobe inventory

since the fundamentals remain match, the simplest two other things they should look at listed here are valuation and technicals. each of these check out.

On the valuation front, ADBE inventory trades at simply over 30-instances forward income, which is roughly in-line with its five year common forward dissimilar. The market, too, is trading roughly in-line with its five yr regular ahead numerous. as a consequence, there is not any disconnect with the market or historical past.

Plus, boom tasks to continue to be healthy over the next several years (20%-plus revenue growth and suit margin growth), and a 30 forward assorted on that robust growth profile is terribly budget friendly.

On the technical front, Adobe’s 50-day moving normal finally moved above its 200-day relocating common simply just a few days ago. That golden move sample is an indication that Adobe inventory is lower back to its winning ways after a late 2018 sell-off.

base line on ADBE stock

within the massive photograph, Adobe inventory is a protracted term winner. The business has a profitable abilities (visible-oriented options) in a secular boom market (cloud), and the stock trades at an affordable valuation (30-instances ahead earnings). A partnership with Microsoft most effective underscores the profitable nature of this inventory, and should aid keep the stock on its new-found uptrend.

As of this writing, Luke Lango became long ADBE.

3,200 tech enthusiasts participate in Microsoft’s Ignite | Real Questions and Pass4sure dumps

more than three,200 expertise fanatics from across the middle East and Africa are collaborating on the Microsoft’s Ignite conference, being held in Dubai, UAE.

The adventure, which opened the day prior to this (March 27), will conclude later nowadays (March 28) at the Dubai World exchange Centre.

more than a hundred workshops and over 350 globally well known experts and delegates trying to extend their skillsets or discuss critical issues facing the expertise trade are attending the experience, pointed out a press release.

The Microsoft Ignite Tour is focused on assembling developers and IT authorities to be trained, discover and fasten with the group and profit practical insights into the future of areas in technology similar to cloud, statistics, the information superhighway of things and synthetic intelligence, it mentioned.

Sayed cannabis, regional ordinary supervisor, Microsoft Gulf, talked about: “Our mission is to assist every particular person and employer on the planet to achieve more.”

“Microsoft Ignite – The Tour Dubai, is a platform for the region’s innovators to develop their ability-bases as they proceed to make use of digital transformation to engage shoppers, empower employees, optimise operations and reinvent products, capabilities and enterprise models,” he spoke of,

“It has at all times been a pleasure to listen to from a wide selection of know-how professionals on the challenges they face, and to support them overcome those limitations by evolving their knowledge and deepening their skills,” he delivered.

Microsoft has long dedicated itself to the upskilling of the vicinity’s students and professionals. ultimate yr the business’s Cloud Society programme partnered with the a million Arab Coders initiative launched by using HH Sheikh Mohammed bin Rashid Al Maktoum, vice chairman and top Minister of the UAE and Ruler of Dubai, to put together young Arabs for the realm’s digital future.

Microsoft’s working towards track went reside initially of this month, leading to 18,000 new Cloud Society individuals from the GCC, 89,000 path enrolments and 4,400 new certified authorities.

studying paths open to Microsoft Ignite | The Tour - Dubai delegates include: Azure fundamentals; constructing and maintaining Azure hybrid environments; developing Microsoft 365 purposes and integrations; building and migrating applications to the cloud; and securing digital estates. Attendees can also time table one-to-one conferences with Microsoft engineers, regional builders, entrepreneurs and tech authorities.

yet another center of attention of the Ignite Tour’s Dubai stopover is the variety and expertise tune, which explores how distinct and inclusive offices can be a springboard, now not simplest for company success, however for job advent and GDP increase. Ignite attendees will get the possibility to liberate their own abilities for promotion variety-and-inclusion initiatives within their own corporations when they hear from trade experts with music data on making a change.

cannabis continued: “When personnel recognize that their contributions should be recognized and favored despite their historical past or situations, they are more likely to turn into innovators, that can simplest be good information for his or her employers and society at tremendous.”

“diversity and inclusion are a key part of their evolving tradition at their company and they are keenly focused on attracting, recruiting, and keeping diverse skill in the tech space,” he delivered. – TradeArabia news provider

Microsoft Ignite to 'deepen knowledge' of region's IT specialists | Real Questions and Pass4sure dumps

more than three,200 technology fanatics from throughout the middle East and Africa gathered in Dubai these days for Microsoft's Ignite convention. Held on the Dubai World alternate Centre, both-day experience taking area on 27-28 March, presents upwards of 100 workshops and more than 350 globally popular specialists to delegates trying to expand their skillsets or discuss essential issues dealing with the expertise business.

The Microsoft Ignite Tour is focused on assembling builders and IT specialists to gain knowledge of, discover and attach with the community and gain useful insights into the way forward for areas in expertise similar to cloud, statistics, the internet of things and artificial intelligence.

"Microsoft's mission is to support each particular person and corporation on the planet to obtain greater," talked about Sayed cannabis, Regional established manager, Microsoft Gulf.

"Microsoft Ignite - The Tour Dubai, is a platform for the region's innovators to grow their skill-bases as they proceed to use digital transformation to engage valued clientele, empower employees, optimise operations and reinvent items, features and enterprise fashions. It has always been a pleasure to listen to from a wide selection of expertise experts on the challenges they face, and to support them overcome these boundaries via evolving their knowledge and deepening their talents."

Microsoft has lengthy dedicated itself to the upskilling of the place's students and authorities. closing year the business's Cloud Society programme partnered with the 1000000 Arab Coders initiative launched by His Highness Sheikh Mohammed bin Rashid Al Maktoum, vice chairman and best Minister of the UAE and Ruler of Dubai, to put together young Arabs for the area's digital future. Microsoft's practising track went reside originally of this month, leading to 18,000 new Cloud Society members from the GCC, 89,000 course enrolments and four,four hundred new certified experts.

getting to know paths open to Microsoft Ignite | The Tour - Dubai delegates consist of: Azure fundamentals; building and preserving Azure hybrid environments; establishing Microsoft 365 purposes and integrations; constructing and migrating purposes to the cloud; and securing digital estates. Attendees can additionally schedule one-to-one meetings with Microsoft engineers, regional builders, entrepreneurs and tech authorities.

yet another focus of the Ignite Tour's Dubai stopover is the diversity and expertise song, which explores how diverse and inclusive places of work can also be a springboard, no longer handiest for company success, but for job introduction and GDP growth. Ignite attendees will get the opportunity to liberate their own advantage for promoting diversity-and-inclusion initiatives within their personal corporations after they hear from trade specialists with song data on making a difference.

"When personnel understand that their contributions may be acknowledged and liked regardless of their heritage or cases, they usually tend to become innovators, that can simplest be respectable information for their employers and society at gigantic," talked about cannabis, Microsoft Gulf. "range and inclusion are a key a part of their evolving tradition at Microsoft and we're keenly focused on attracting, recruiting, and preserving different ability within the tech space." -

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Cloud Fundamentals

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Oracle’s Mark Hurd: The Cloud Represents A Fundamental Business Model Shift | real questions and Pass4sure dumps

Emphasizing that cloud computing isn’t so much a technology as a new business model, Oracle CEO Mark Hurd said it’s critical to helping companies worldwide achieve their four main priorities: increase revenue, boost cash flow, decrease spending, and manage risk.

Oracle CEO Mark Hurd.Oracle

At the root of that business model shift is the ability to free up money and people to innovate—help create new and different digitally driven products, services, and customer experiences within flat IT budgets, Hurd said last week during his keynote at Oracle Modern Business Experience in Las Vegas. That ability becomes particularly important in the current slow-growth economic environment, in which most companies must grab market to increase revenues, he said.

Unlike the tech special du jour—whether it’s big data, virtualization, artificial intelligence, or blockchain—the cloud is something bigger. “Why has cloud stuck over the course of 10 years? It’s not a technology. It’s really a business model,” he emphasized. “At its core, it simply drives down capital expenditures, reduces labor, creates certainty of outcomes, and reduces the cost of overall maintenance. In the end it costs less. And while it does all that, it’s actually more reliable, more secure. And it gives you access to more innovation.”

The average CEO lasts in his or her job only about four years now—40% last only 18 to 20 months, Hurd noted. As a result, the average CEO has only that much time to get on top of the above business fundamentals before their boards get on top of them. “The pressure is unbelievable to produce short-term results,” he said. “The patience for lack of execution is virtually zero.”

Rather than have to hire armies of experts and assemble the supporting infrastructure to deploy big data analytics, AI, blockchain, and other emerging technologies, companies can simply subscribe to cloud application services that come with those advanced technologies and the very latest capabilities built in. As such, the cloud business model accelerates the speed to innovation—and bottom-line results, Hurd said.

“It fundamentally shifts the work from your IT budget to their R&D budget,” he said, noting that Oracle’s 10,000 developers essentially become part of customers’ IT organizations. “It fundamentally shifts the risk, shifts the modernization, the hope that you can ever keep up.”

Why Activision Stock Is Ready to Break Out | real questions and Pass4sure dumps

Shares of Activision (NASDAQ:ATVI) have been hammered over the past several months amid concerns that a prolonged golden era of growth is coming to a close for the video game publisher. Namely, the company’s massive micro-transaction tailwind is slowing, as free-to-play games like Fortnite have risen in popularity. Also, the company’s headline holiday release, Call of Duty: Black Ops 4, didn’t perform up to expectations, leaving investors to wonder if competition is finally catching up to Activision.

Why Activision Stock Could Be Ready to Break Out


Source: Shutterstock

Overall, Activision stock has dropped more than 40% off its early October 2018 highs.

But, this selloff is overdone. As I’ve said multiple times before, the long-term growth fundamentals here remain favorable. The company has an exceptionally attractive portfolio of video game titles that have secular appeal. Digital and mobile consumption are only going up globally, and that bodes well for video game engagement growth. Plus, esports is really starting to come into its own, and will one day be a huge revenue source for Activision. Even further, new video game console innovation in AR/VR and cloud gaming will reinvigorate industry-wide growth soon.

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In other words, the fundamentals underlying Activision stock remain favorable, meaning the recent selloff is an opportunity. But, as with any depressed stock, ATVI stock has been waiting for that big catalyst to spark the reversal.

That big catalyst may have finally arrived. At a keynote event in mid-March, Activision unveiled that Call of Duty: Mobile is going global. That’s big news. Big enough news to be the big catalyst that could spark a long overdue rebound in Activision stock.

As such, I think Activision stock is finally ready to break out of its slump, and rally to more fundamentally sensible levels.

‘Call of Duty: Mobile’ Is A Big Deal

Call of Duty: Mobile has been in the works for some time. Originally, though, it was only supposed to launch in China. Now, Activision is saying that the new game will launch essentially everywhere, including North America, South America and Europe.

This is a big deal. Call of Duty: Mobile checks off all the boxes for a successful video game in 2019. First, and foremost, it is part of the beloved and timeless Call of Duty series. Second, it’s mobile, where Call of Duty has a limited presence and where consumer engagement is rising fastest. Third, it’s free-to-play, following in the footsteps of blockbuster free-to-play success stories before it like Fortnite and Player Unknown: Battlegrounds. Fourth, it’s a first-person shooter, and that’s where all the growth is these days in action games.

In other words, Call of Duty: Mobile has all the right features to turn into a big hit. If it does, this could be the big catalyst that ATVI bulls have been waiting for since late 2018.

Let’s suppose Call of Duty: Mobile does execute on its potential and turns into a big hit. If so, that will completely change the narrative surrounding Activision stock. This will no longer be a company losing share to free-to-play titles, with a slowing micro-transaction headwind. Instead, it will be a company that has successfully joined the free-to-play category, and in so doing, turned a slowing micro-transaction headwind into a tailwind. Investors will rally around this turnaround, and buy into the stock, in anticipation of renewed growth in 2019/20, and thereafter.

Overall, Call of Duty: Mobile is a big deal for Activision stock. If successful (and it should be), this game could be the catalyst that causes Activision stock to break out of its current slump.

The Stock Has Tons Of Upside Potential

The coming-soon turnaround rally in ATVI stock has a ton of upside potential, mostly because this stock was overly beaten up in late 2018 and early 2019. Here are the numbers:

Story continues

  • Activision stock hasn’t recovered from its late 2018 selloff, and is still more than 40% off 2018 highs, while the broader indices are now less than 5 points off all-time highs.
  • The stock trades at 21-times forward earnings. Through all of 2018, ATVI stock never traded below 24-times forward earnings.
  • The stock also trades just 4.8-times trailing sales. That matches the lowest this multiple has been in the past three years (January 2017).
  • The dividend yield is up at 0.7%, the highest it has been in three years.
  • Earnings estimates for this year have dropped by more than 20% over the past 90 days, implying that there’s room for significant upward revision if things start going right in 2019.
  • Overall, the numbers all say one thing: Activision stock has a lot of upside firepower if the fundamentals and narrative turn around in 2019. Call of Duty: Mobile is a hint that such a turnaround is likely to happen. As such, Activision stock could break out from here into the end of the year.

    Bottom Line on ATVI Stock

    Activision stock is significantly undervalued at prices below $50. But, the stock needs a big catalyst to wake up the bulls. Call of Duty: Mobile has the potential to be that big catalyst. As such, this could be the early stages of a multi-month breakout in ATVI stock.

    As of this writing, Luke Lango was long ATVI.

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    The post Why Activision Stock Is Ready to Break Out appeared first on InvestorPlace.

    Our Applied Materials Stock Prediction In 2019 (Buy or Sell?) | real questions and Pass4sure dumps

    Pass the aspirin. The daily political shout fest in the nation’s capital is enough to give you a headache. The partisan bickering is so loud and bitter, it’s drowning out the news of importance for investors.

    Here’s my advice: ignore the media’s sound and fury. The news networks like to whip up drama to boost ratings. They’ll build up a politician one day, so they can knock him or her down the following day. It’s all designed to keep you glued to your TV set.

    As an investor, you need to think less about the circus along the Potomac and more about corporate fundamentals. Look for growth that’s trading at a bargain.

    One growth stock that appears to be a bargain right now is Applied Materials (NSDQ: AMAT), the world’s leading supplier of the ultra-sophisticated high-tech equipment used in the fabrication (aka “fab”) plants that manufacture semiconductors.

    AMAT is plugged into several technology mega-trends that will unfold for years to come (regardless of what’s in the Mueller report). However, a looming economic slowdown, as well as concerns about a glut of chips, are among the potential headwinds for the company.

    Is Applied Materials a good bet in 2019? Or is AMAT just too risky? Let’s dig for answers.

    What Is Applied Materials?

    Applied Materials (market cap: $36.9 billion) provides manufacturing equipment, services, and software to the semiconductor, display, and related industries. It operates through three divisions: Semiconductor Systems, Applied Global Services, and Display and Adjacent Markets.

    The Semiconductor Systems division develops, manufactures, and markets manufacturing equipment used to make semiconductor chips or integrated circuits. The Applied Global Services division provides integrated solutions to optimize equipment and fab (chip factory) performance comprising spares, upgrades, services, remanufactured equipment, and factory automation software.

    The Display and Adjacent Markets division provides products for manufacturing liquid crystal displays; light-emitting diodes; and other display technologies for TVs, monitors, laptops, personal computers, electronic tablets, smartphones, and other devices.

    Applied Materials is targeting hot tech areas such as autonomous cars, artificial intelligence (AI), machine-to-machine (M2M) learning, the Internet of Things (IoT), virtual/augmented reality (VR/AR), and the cloud.

    Headquartered in the heart of Silicon Valley in Santa Clara, California, Applied Materials operates in the U.S., China, Korea, Taiwan, Japan, Southeast Asia, and Europe.

    How Has Applied Materials Stock Performed?
  • Over the past 12 months, AMAT has lost 29.7% and the S&P 500 has gained 7.3%.
  • Over the past two years, AMAT has gained 0.08% and the S&P has gained 18.7%.
  • Over the past five years, AMAT has gained 50.4%, the S&P 500 has gained 92.2%, and the benchmark iShares PHLX Semiconductor ETF (SOXX) has gained 137.8%.
  • How Has Applied Materials Performed In 2017/2018?
  • In 2017, AMAT gained 60% and the S&P 500 gained 19.4%.
  • In 2018, AMAT lost 39.3% and the S&P 500 lost 7.5%.
  • Who Are Applied Materials’ Rivals?

    Intel (NSDQ: INTC)

    With a mammoth market cap of $239 billion, Santa Clara-based Intel is the largest maker of semiconductors in the world.

    Intel’s PC business remains its biggest operating unit, accounting for two-thirds of sales. Intel is likely to continue its dominance of the PC microprocessor market over the long haul.

    The semiconductor world is divided between fab and “fabless” companies that design the chips that fab companies produce. Intel has a foot in both worlds, as a designer and producer of chips.

    Advanced Micro Devices (NSDQ: AMD)

    Advanced Micro Devices, also based in Santa Clara, develops computer chips and related technologies for business and consumer markets.

    AMD’s core products include microprocessors, motherboard chipsets, embedded processors, central processing units (CPUs), and graphics processing units (GPUs). With a market cap of $26.9 billion, AMD is the world’s second-largest chip maker.

    Read This Story: AMD Stock Prediction In 2019 (Buy or Sell?)

    Lam Research (NSDQ: LRCX)

    With a market cap of $27.1 billion, Lam Research designs, manufactures, markets, and services semiconductor processing equipment used in the fabrication of semiconductors.

    Lam’s products are used primarily in front-end wafer processing, which entails the steps that create the active components of semiconductor devices and their interconnects.

    Based in Freemont, California, Lam also builds equipment for back-end wafer-level packaging and for related manufacturing markets such as for microelectromechanical systems.

    The aforementioned three companies are standouts among a long list of tough competitors to AMAT.

    Read This Story: Their Texas Instruments Stock Prediction In 2019 (Buy or Sell?)

    Will Applied Materials Go Up In 2019 (Should You Buy)?

    Applied Materials is strongly committed to research and development (R&D), which has kept it several steps ahead of its competition. The company consistently reinvests profits into developing new and better chip-manufacturing equipment. Over the last five years, the company’s R&D expenditures have averaged about 15% of net sales, with an emphasis on IoT, Big Data, and AI.

    Applied Materials’ business, like the semiconductor industry as a whole, is typically cyclical. In 2019, however, demand for the company’s invaluable chip-making tools should be less susceptible to the ups-and-downs of the economic cycle, making the stock inexpensive at its current level.

    In this video, Applied Materials CEO Gary Dickerson discusses the company’s embrace of such innovations as IoT and AI, which are growth drivers with multi-year momentum.

    Applied Materials can afford outsized R&D spending because the company is financially sound, with a total of $3.7 billion in cash on hand and a manageable debt-to-equity ratio of 0.65. The company generated free cash flow of $3.1 billion in 2018. The solid balance sheet will give Applied Materials the necessary ballast to stay on an even keel during the coming storms of 2019.

    Will Applied Materials Go Down In 2019 (Should You Sell)?

    Tech stocks led the rise of the stock market in 2017 and most of 2018. They swooned during the latter part of 2018, along with the broader market. The Silicon Valley stars touted on financial TV shows got way ahead of themselves, sporting nosebleed valuations destined for a fall. Many of these tech stocks remain overpriced and shaky.

    Headline risk is worsening. The global economy is slowing and the end of the U.S.-China trade war is nowhere in sight. Applied Materials’ CEO Dickerson this month warned of negative fallout for his company and the tech sector as a whole from the tit-for-tat tariff battle.

    Many analysts predict an economic slowdown in 2019, or 2020 at the latest. The bull market and economic recovery are both long in the tooth; financial and economic laws have not been repealed. Investors are overdue for a prolonged slump in share prices.

    Most companies won’t be immune, especially tech stocks that have been media darlings for such a long period of time. The semiconductor industry in particular faces a glut combined with sputtering demand.

    Overall Applied Materials Forecast And Prediction For 2019

    I’ve just summarized the pessimistic view, which I believe is overstated. When it comes to Applied Materials and its singular attributes, I’m siding with the optimists.

    To be sure, the tech sector and broader stock market swooned in the latter part of 2018, but both are rebounding. Non-FAANG players such as Applied Materials are better positioned for survival during the headwinds of 2019 due to strong fundamentals, product differentiation, and attractive valuations.

    Applied Materials isn’t just another fad stock; it’s a picks-and-shovels play on the biggest technology trends that affect their daily lives. Continuing apace are breakthroughs in cloud computing, Big Data analysis, AI, autonomous vehicles, VR/AR, digital personal assistants, and IoT.

    The U.S. also is on the cusp of wide-spread deployment of 5G ultra-fast wireless networks. This deployment will accelerate in 2019, lifting the tech sector as demand booms for handheld gadgets and chips that provide greater memory. Meanwhile, economic growth in the U.S. remains on track. albeit tenuously.

    The average analyst expectation is for Applied Materials to post year-over-year earnings growth next year of 27%. Over the next five years, growth is expected to come in at 10.7%, on an annualized basis.

    And yet AMAT’s 12-month forward price-to-earnings ratio (FPE) is only 10.3, compared to 17.5 for the S&P 500, 25.4 for AMD, 10.5 for INTC, and 11.9 for LRCX. AMAT’s dividend yield of 2.12% is enticing as well.

    Applied Materials is a bargain right now, due to excessive worries about a slowdown in the chip sector. Ignore the naysayers. Unstoppable trends are unfolding that will propel demand for the company’s products in 2019 and beyond. AMAT is a rare tech bargain that you shouldn’t pass up.

    As for the political turmoil in Washington? It comes and goes. Keep your sense of perspective… and keep the “mute” button handy.

    John Persinos is the managing editor of Investing Daily.

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