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000-M602 IBM Banking Industry Solutions Sales(R) Mastery Test v1

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IBM IBM Banking Industry Solutions

Japan's Fukui financial institution strikes to IBM Cloud to transform the manner it Does enterprise | Real Questions and Pass4sure dumps

IBM Cloud Migration manufacturing unit will help Fukui migrate vital know-how greater straight away and successfully

ARMONK, N.Y., April 18, 2019 /PRNewswire/ -- IBM services (NYSE: IBM) announced an settlement with Japan-primarily based Fukui bank emigrate its disbursed processing system to IBM Cloud to support pressure operational transformation to address consumer needs, and help the financial institution increase its initiative to help native community building.

IBM enterprise brand. (PRNewsfoto/IBM)


Banks are presently confronted with shifting buyer behaviors and expectations in areas like true-time banking, cellular services, and entry to complete fiscal information. As customer preferences turn into extra personalised, it's vital for each and every employee to respond for this reason, right now respond to adjustments, and supply excessive exceptional digital client provider. Fukui financial institution is also driving its transformation to align with alterations in its managerial atmosphere, which requires a greater bendy IT atmosphere that additionally bolster the financial institution's operational safety.

IBM Cloud gives a framework that permits purposes in a virtual infrastructure ambiance to be migrated as is, with the intention to assist Fukui financial institution construct a cloud environment right away.

As Fukui financial institution continues to circulation records, applications and linked capabilities from its current infrastructure to the cloud, it is using IBM Cloud Migration manufacturing facility to take a multi-pronged approach to re-host, re-platform, re-architect, and modernize its infrastructure. through the use of IBM Cloud Migration factory with automation and other equipment, the bank is calling to in the reduction of migration expenses and time.

The bank plans to delivery operation on IBM Cloud within the first half of this 12 months.

anyway its core banking gadget, Fukui financial institution uses a few hundred other distributed programs which have been constructed by its headquarters and quite a lot of divisions for their individual operations.

The financial institution is adopting IBM Cloud to run its disbursed processing methods and plans to migrate these mission-critical workloads the usage of IBM Cloud for VMware solutions. With IBM Cloud for VMware solutions, Fukui bank can promptly migrate to the cloud without needing to alternate existing tools or processes and retain the identical level of manage, protection and contours. The financial institution can additionally construct a totally native subsequent-technology virtual infrastructure atmosphere on IBM Cloud, which means future cloud usage, equivalent to hybrid cloud adoption, will also be greater conveniently carried out.

IBM and Fukui financial institution signed this transaction in q4, 2018.

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Conor GoldenIBM Media

View usual content material to down load multimedia: institution-moves-to-ibm-cloud-to-radically change-the-method-it-does-business-300834627.html

Can IBM's World Wire Be The answer To Cryptocurrency funds Or can they need greater options? | Real Questions and Pass4sure dumps

If cryptocurrencies were the flavour of 2017, and 2019 is all about business blockchain utilization, then it's also important to word the quiet amalgamation of these two that has been bubbling below: the institutionalised move-border blockchain payment answer.

every person knows that certainly one of Bitcoin’s most colossal belongings is its without borders nature and that it will also be used as a pass-border payment solution. besides the fact that children, the decentralized nature of Bitcoin has hamstrung its common adoption a bit of, and a couple of groups have consequently noticed a spot within the natural market.

First, there turned into Ripple, one among most effective three blockchain-first companies that turned into these days named in the Forbes Blockchain 50 record, that has made its mandate to partner with enormous and institutionalised financial institutions and banks. Ripple has, as of January this 12 months, introduced over 200 partnerships with well widely used monetary institutions to offer go-border price options.

Ripple, as a blockchain-first startup, was all the time in danger of being usurped with the aid of well-liked and strong names coming in to steal its market. Some agree with this has already came about. JP Morgan Chase this year additionally introduced its own blockchain-based mostly move-border price solution test, the JPM Coin.

The competitive battle for a possible and possible answer has continued as blockchain backer IBM has additionally come forward with their personal solution, the Blockchain World Wire. IBM already has a considerable stake in the burgeoning blockchain market with Hyperledger material the most-used in the Forbes Blockchain 50 list, accounting for 26.

So, the race is on to deliver a go-border blockchain fee solution, however are these business businesses lacking the mark a bit of, and even missing their key market fully? Many companies and corporations may see the price in the usage of IBM’s answer, while the man on the street, who is bored stiff with the typical monetary device, might possibly be extra inclined to use decentralised alternatives like Bitcoin.

but the place is the workable, handy to make use of, consumer-friendly choice that makes cryptocurrencies and their go border skills accessible for all?

professionals and Cons

searching down the line of Ripple, JPM Coin, and World Wire, they are able to see at once that these move-border payments are all vying for the same market. Ripple wants to be the go-to for banks, JPM coin is born of a bank, and even the area Wire answer has functions predominantly for fiscal and enterprise associations.

None of these options are designed for the different aspect of the market; the patrons and the individuals who want to be able to profit on the effectivity and affordability of sending funds across borders throughout the blockchain.

Now, many here will say Bitcoin, and different cryptocurrencies, fill this area of interest; they're tools for the individuals and supposed to aid folks that want to work outdoor of the ordinary financial regime. but, it should also be remembered that cryptocurrency adoption is nowhere close vast ample to reach essential mass.

It ability that on the one end, the place JPM Coin and World Wire find themselves, there are effective ties to the natural banking systems and the pain features that brings - in terms of forms, legacy and absence of innovation. Then, nevertheless, there's the decentralised cryptocurrency sphere which nevertheless has a enormous ‘Wild West’ acceptance, this leaves an enormous market stranded in the core.

“The greatest barrier for some thing like World Wire to get off the ground is the ordinary banking gadget and its resistance to innovation,” explains Elizabeth White of The White business, a company attempting to provide cryptocurrency options that enchantment to both consumers and groups.

“large intentional banks were the usage of methods like SWIFT for decades and have total ‘wire departments’ dedicated to processing transactions. while blockchain would significantly modernize, automate, relaxed and velocity up the entire system, it will require retraining and transforming a bank's complete operations to implement,” White observed.

“IBM is the use of World Wire to compete with SWIFT for foreign financial institution transfers. while the device has a lot of talents and has a true probability of supplanting SWIFT; individuals or agencies can not use World Wire, so they would still have to go throughout the regular banking process to ship international funds.”

“for many banks, relocating to XRP, JPM Coin, or World Wire just isn't value it as a result of their consumers are not yet demanding the pace and affordable of blockchain transactions, and truly banks are making lots of earnings on wire fees and so on.”

“there's also some apprehension amongst many banking gurus about the use of ‘blockchain’ as a result of unfortunately there are somewhat just a few that nonetheless don't consider the know-how and may even associate blockchain with funds laundering, fully missing the huge anti-fraud prevention advantages of allotted ledger.”

A hybrid equipment

The evolution of the cryptocurrency area has been necessitated because of its turbulent and tumultuous past. It started as this magical web funds that could disrupt each sector imaginable and caught the creativeness of swaths of individuals, but it additionally opened the doors for fraudsters, scammers, and speculators.

The backlash has been a plenty greater managed, regulated and measured strategy into 2019. This has opened another door for the enterprise organizations and important associations to take part, however these polarised aspects have left a large hole open within the core.

It is that this center ground of ‘no-coiners’ that stay, ready to be roped in... perhaps when the right system comes along, and that gadget is a potentially combination of both sides they now have now.

White, and the White company, accept as true with they are on the correct tune to reach this left over target market as they are proposing stability and protection of principal monetary associations thanks to offering issues like coverage from a tremendous UK financial institution Lloyds, in addition to utilising a blockchain, Stellar, which is also backed by means of IBM.

but, they additionally believe that the providing of a simple to make use of and consumer-friendly front conclusion, with a sturdy coin, and opportunities to exchange other cryptos, will help entice much more clients.

“Our payments platform, as an example, is built on Stellar, which is a committed funds protocol supported by way of IBM, Deloitte, Stripe and others, and is concentrated on optimizing speed and effectivity of payments,” provides White.

whether it is to be looked at throughout a spectrum - decentralised cryptocurrencies on one end, commercial enterprise cross-border blockchain options on the other - a core floor needs to be constructed and dependent. clients need the protection of banks and fiscal institutions, without the paperwork and legacy associated with it.

A route to the longer term

it's somewhat agreeable that blockchain tokens, digital belongings, cryptocurrencies, or whatever sort of label lands on them, are the future. however that future continues to be being laid out by way of the economic giants, as neatly as the decentralised communities.

There does however deserve to be a core-out increase which will support entice the mammoth majority of users into this new and in the main misunderstood area. If the firms are looking for themselves and other huge groups, and the cryptocurrencies are being used with the aid of these in the understand, where is the ‘iPhone second’ that turns cryptos onto the mainstream?

IBM Blockchain World Wire: transforming into competition in payments | Real Questions and Pass4sure dumps

closing year October I wrote a blog about IBM’s World Wire venture. In that month they introduced to come back to the market with a world blockchain community for go-border funds and foreign alternate for regulated economic enterprises using digital property. but at the moment it became no longer yet equipped for construction.

A month ago the firm has introduced that World Wire has been sent into restricted creation. according to IBM “here's the primary blockchain-primarily based network that integrates fee messaging, clearing, and settlement on a single network”.  the realm Wire community will help instantaneous foreign alternate fee and settlement in areas in additional than 70 nations, helping close to 50 currencies and 45 banking endpoints.

this could basically lead to becoming competitors in the funds business. may still What may that suggest for associations like Ripple and SWIFT?

Why is World Wire needed?

however at the beginning, why is World Wire vital? And other blockchain solutions? international cash transfers specially remittances make up a crucial part of the world financial system. according to the realm financial institution, migrants internationally sent an estimated $574 billion to household in their domestic countries in 2016.

latest world fee programs despite the fact aren't ample sufficient for the excessive number of transactions that are going on the world over. at the present time banks have to go through inefficient techniques involving many intermediaries for both the clearing and settlement to conclude these transactions. Sending money throughout borders nowadays is because of this a time-consuming and dear manner.

what is World Wire?

On March 18, IBM introduced the launch of IBM World Wire, a worldwide network for regulated economic associations to concurrently clear and settle go-border funds in true time. First unveiled remaining yr October, World Wire now has entered the creation stage.

“We’ve created a new class of price network designed to speed up remittances and seriously change go-border payments to facilitate the flow of funds in countries that want it most.” “by using creating a community where economic associations assist varied digital belongings, they are expecting to spur innovation and increase financial inclusion international.” Marie Wieck, typical manager, IBM Blockchain.

The platform is designed for fast and easy go-border funds, foreign change, and remittances, thereby integrating price messaging, clearing, and contract on a single, unified network. The purpose of the IBM worldwide Wire price gadget is to remove the function of banking intermediaries to foreign fee options, thereby reducing the charge and at the same time the transaction velocity.

“World Wire’s novelty in the blockchain house involving settlements is that payment messaging and instructions for settlements can ensue in real-time. therefore using all styles of efficiencies into the technique in particular since you’re doing issues on one network, i.e. reconciling information and post fact isn’t essential.” Jesse Lund, VP Blockchain and Digital Currencies IBM

The platform is developed on the open-source Stellar’s blockchain community. This operates because the backbone of their charge solution, enabling cross-border price settlements in close actual time the usage of digital property as a bridge forex. It is asserted that the settlements may also be finished in five to 10 seconds.

How does World Wire works?

World Wire functions as a network company for foreign funds. This makes it possible for aspect-to-factor funds transfers as a substitute of the complexity of prevalent cross border funds with their multitude of intermediaries.

World Wire is a community of world fiscal associations the place each and every act as a gateway. funds, or price, in this case, flows out and in of the network via these gateways. due to this fact, no new infrastructure has to be install by means of banks.

it is a simple and configuration-able answer that can combine with all current payment techniques to “change expensive opacity with comparatively cheap transparency”.  financial institutions can conveniently connect with IBM’s World Wire in the course of the supplied APIs and convert fiat forex into digital tokens. World Wire can help funds of any size to any destination on earth in a number of asset types.

it works through the use of a stablecoin or other digital property as a bridge between any two fiat currencies being transferred. financial institutions who're transacting with each other on World Wire will agree on using the facilitating forex - stablecoin or a crucial financial institution backed digital currency. with the aid of doing this, the digital asset is capable of facilitate the transaction between both banking institutions and substances them with vital agreement instructions and assistance.

the world Wire agreement platform finally concurrently converts the digital asset into the second fiat forex, with the intention to finished the transaction. All transactions are then recorded onto an immutable blockchain to permit for the clearing of the transaction.

Stellar ProtocolWorld Wire is the usage of the Stellar protocol, that does serve because the engine powering Blockchain World Wire, to fiat forex transfers, enabling pass-border funds and contract. The Stellar protocol is an open-source, decentralized protocol for digital currency to fiat currency transfers, that makes use of its own cryptocurrency, Stellar Lumens (XLM).

“Stellar emerged fairly clearly, because it supplied the scalability they obligatory to aid the transaction volumes they were taking a look at, which is thousands of transactions per second.” Jesse Lund.

The Stellar protocol presents clear merits in terms of using blockchain expertise to facilitate pass border payments during the World Wire community, so as to serve as the as a network provider for foreign funds.

Digital AssetsIBM World Wire community has been designed to enable transactions between a lot of cryptocurrencies and digital property, thereby including believe, simplicity and effectivity to the funds trade. These digital property are serving as an “agreed-upon store of cost” for events to transact in and sparing time, fees and inefficiencies, that means dollars can also be transferred at a fraction of the charge and time of common correspondent banking.

at first the area Wire community will use Stellar Lumens (XLM), and the united states dollar linked stablecoin as the fundamental bridge foreign money for settling payment-connected transactions. stable cash should still be considered as a subset of cryptocurrency that have a value rigidly tied to a countrywide currency.

“The sturdy coin we’ve at the moment come to market with is a USD-backed good coin, which is the least difficult to use by means of default. bear in mind, this network is designed for go border payments, the place overseas change must be an inherent a part of the ability. Most FX actions around the globe are likely to price during the US dollar, so it’s herbal that the highest demand for members on the network are inclined to settle in US greenbacks.” Jesse Lund

World Wire World Wire thereby takes an “open strategy” in identifying digital assets which act as agreement contraptions. they'll also permit clients to use Bitcoin, stablecoins, and even Ripple’s personal XRP. Six banks have already introduced the upcoming introduction of their personal stablecoin on the IBM blockchain. more banks will finally create their personal stablecoin depending upon customer demand.

“IBM Blockchain World Wire may aid other cryptos however is only assisting lumens for the moment as a result of fiscal associations are delay with the aid of the volatility of cryptocurrencies. It intends so as to add extra digital belongings in line with client demand and contributors on the community." Jesse Lund

Set of APIsFinancial institutions will nonetheless be in a position to use their latest fee systems. financial capabilities organizations that wish to connect into IBM's Blockchain World Wire would be the use of a collection of APIs to combine with legacy processing systems. They may be seamlessly related to World Wire’s APIs to enable the device to transform the first fiat foreign money into a digital asset.

"Integration would take from a couple of days to a few weeks according to the complexity of what they wish to do with the device." Stanley Yong, CTO and international Lead for crucial financial institution Digital forex IBM

All traffic and messaging going across the community is encrypted. IBM tis thereby  featuring safeguards for encryption keys, which are what signify strong coin and cryptocurrency on a blockchain community, by using including on-line storage by itself servers.

"The keys are kept in a way inaccessible to us directly, but it surely's on hardware and they have backups of the hardware." Stanley Yong

NetworkIBM hopes to cover a considerable a part of the area with their around the world community features. at the moment the realm Wire network will guide instantaneous international change charge and agreement in locations in more than 70 nations, helping near 50 currencies and 45 banking endpoints.

“we're convening a brand new network in seventy two countries in order to support pay-in and payout end elements in forty eight currencies. Their intention is to provide world coverage to help as many fiat currencies as possible. They hope all money is moving digitally. We’ve received letters of intent with a couple of banks world wide to aid and concern digital currencies, stablecoins and other currencies.” Jesse Lund, head of IBM Blockchain

IBM is ‘actively growing to be the community with additional economic associations globally’. in the subsequent three years IBM seeks to expand worldwide to make quickly and affordable transactions “anywhere on this planet”. These numbers are anticipated to develop as IBM is working with regulators in a large number of nations to bring the platform on-line of their jurisdiction.

PartnersIBM's blockchain-primarily based precise-time international funds community has started to rollout, with a few banks additionally committing to concern their own reliable cash on the platform. Pending regulatory approvals and other studies, six foreign banks, together with Banco Bradesco (Brazil), financial institution Busan (South Korea), and Rizal business Banking organization (RCBC) (Philippines) have all signed letters of intent to situation their own fiat backed tokens or strong coins on the world Wire network. This might also add Euro, Indonesian Rupiah, Philippine Peso, Korean won and Brazilian true solid cash to the area Wire community.

World Wire is in negotiations with greater fiscal associations that are looking to trial the blockchain-primarily based fee device.  As “local rules proceed to e book activation for the realm Wire community”, additional fiscal associations throughout the globe have expressed activity in becoming a member of. IBM stated it is going to continue to extend the ecosystem of settlement property in response to customer demand.

"RCBC is joyful to be an early innovator with plans to problem their own Peso reliable coin on World Wire, pending last approval from their regulators." "We're focused on innovation that provides price for their clients, and World Wire items an important probability to transform and boost their charge infrastructure." Emmanuel Narciso, RCBC's group head for international Transaction Banking.

What might World Wire deliver for monetary associations?

a few banks and other regulated economic institutions have expressed their hobby in becoming a member of World Wire because of the advantages the community may offer to those sending money throughout borders.

IBM World Wire has the means to fully disrupt the present banking charge gadget. The platform might revolutionize several features of the idea of cross border cash transfers and for instantaneous agreement. It could develop into a massive force in readily eliminating the need for banking intermediaries to execute the manner of price transactions, thereby lowering the cost and at the equal time the transaction velocity.

World Wire is said to supply much quicker fee processing than the general payment gadget because of its simultaneous clearing and agreement aspects. contract time can be reduced to seconds via transmitting fiscal price in the kind of digital property akin to  solid coins.

"Clearing and agreement would be near-true time, so corporations would be in a position to access dollars paid during the equipment instantly." James Wester, research director for IDC's worldwide Blockchain recommendations

IBM Blockchain World Wire will help financial institutions enrich the services they deliver to their buyers via optimizing and accelerating foreign trade, cross border payments and remittances.

“With IBM Blockchain World Wire, clearing and contract with finality occurs in near actual-time. The answer uses digital property to settle transactions — serving as an agreed-upon shop of cost exchanged between events — in addition to integrating charge guide messages. it all skill money can now be transferred at a fraction of the charge and time of usual correspondent banking.” IBM

“The dispensed ledger know-how on which World Wire is based allows verified contributors to transact brazenly, cutting back hazards and the expenses associated with mitigating fraud, and would most likely be offered at a competitive cost to be workable." James Wester

The blockchain community will also allow wholesale avid gamers corresponding to banks and market makers to perform overseas exchange contract of batch financial transactions; that presents a long way bigger value, but decrease volume traffic in comparison with retail remittance.

"We do are expecting to see from 10% and 20% mark downs in operational liquidity administration and probably more than a 50% discount in typical transaction cost." "but it's speculative as a result of the nascent nature of this network; it may well be extra or somewhat much less." Stanley Yong


IBM World Wire: rival for Ripple and SWIFT?

IBM World Wire community is declared to turn into a serious rival for other price platforms akin to SWIFT, the platform that is used via lots of of banks and other charge associations,  and an immediate competitor to Ripple’s xRapid platform.

IBM World Wire versus SWIFTBoth World Wire and Ripple are fishing within the same pool, notably with SWIFT as their main goal, trying to attract banks from the usual SWIFT community. both were launched to compete and eventually make an conclusion to these historic world networks with their large variety of intermediaries in the move border payments world, especially those involving dissimilar currencies. This by means of creating decentralised options.

“the realm has been the usage of the same network to system economic transactions for 50 years. And in spite of the fact that globalization has changed the area, charge prices and other fiscal obstacles continue to be the equal. but now there’s a brand new approach to circulation money.” Lund

It is not remarkable that the first goal of IBM’s World Wire is SWIFT, that has existed for therefore long and has many banks in its community, but which these days do not appear to be able to offer quickly and affordable transactions.  In World Wire cash transfers will go without delay from one economic functions firm to yet another, thereby rushing execution.

SWIFT can't beat the blockchain know-how which World Wire will function and Ripple already operates and that's a lot extra superior, low in cost and efficient than what SWIFT has. This in spite of the fact that their contemporary upgrading of their fee messaging system. Above that SWIFT is not a settlement answer at all.

IBM World Wire versus RippleThe 2nd target is Ripple. From the beginning Ripple, one of the most pioneers if digital international payments, has obviously and openly expressed their intention to substitute SWIFT because the world leader in cross-border funds. the world Wire initiative is expected to be in direct competitors to Ripple’s xCurrent and xRapid go-border charge options.

SimilaritiesWhen evaluating World Wire and Ripple they will see a few similarities between the two options. each are  the usage of disbursed ledger, in line with the identical blockchain technology to system transactions. They thereby intention to surpass intermediaries.

they are thereby the use of totally effective price protocols, which have relatively an identical codes. despite the fact Stellar up-to-date the codes to accommodate their goal market improved. furthermore, both of them even have private nodes and don’t enable mining.

the world Wire’s advantages, are essentially identical to those of Ripple’s xCurrent and xRapid choices: near-instant transactions, complete transparency and thorough transaction monitoring, low clearing fees, and compatibility with any foreign money or asset type.

DifferencesDespite the numerous similarities that each networks have, there are also a few colossal changes between both. they are in fact finished distinctive entities, with differing governing principles, core philosophy and business approach.

The target markets they goal to cover are not all of the identical. World Wire is above all focused on the remittances market, whereas Ripple has a extra generally payments base as its goal.

Ripple facilitates payments for economic associations using XRP. xRapid makes use of XRP coins as a liquidity tool for its own edition of changing fiat currency to digital property.  World Wire nevertheless will use a lot of digital assets, cryptocurrencies and side cash. 

The IBM World Wire should still be in basic terms viewed as a facilitator, as a charge agreement platform. Its role is restricted to building the requisite infrastructure.

Ripple still ahead

So, should still Ripple and World Wire in fact be considered as head-to-head competitors? Ripple has the advantage of being the primary-mover. they've been within the blockchain trade already for a while. And BM World Wire nevertheless remains within the construction part.

thus far Ripple has been forward in the provision of remittance services within the cryptocurrency industry with XRP as its token to deliver liquidity to settle move-border payments. Ripple has been the place-to-go for move border funds within the blockchain world. The business has already an established client base, that is not likely to be taken away very quickly.

Ripple has already a complete network of banks that have joined and that they have a large number of different tasks. Agreements have already been signed greater than 200 banks and economic institutions.

an additional aspect that argues for Ripple is that the area Wire solution does not resolve the centralisation concern. while Ripple is a decentralised solution, themselves because the principal operator of the Stellar based observe Wire community, meaning it approves all validators and for this reason controls the transactions. identical to SWIFT and other average payments networks IBM is positioning

it is additionally questionable if all these banks in be aware Wire may be prepared to create their own digital foreign money or problem their own strong cash. This might add complexity to the device. A centralised US dollar backed strong coin isn't the solution and can't be a part of global pools of liquidity that anyone can make a contribution to and draw off of. Mass adoption asks for a “common bridge asset that is geopolitically neutral”.

however the combat should be lengthy and tough

With the coming of IBM World Wire the combat for the way forward for funds is barely getting begun. Ripple may additionally nonetheless seem to be ahead during this play so far. IBM World Wire however has respectable cards in their palms to powerly problem Ripple, however especially SWIFT.

competitors is healthy, and getting ordinary fiscal associations on the blockchain and cryptocurrency teach is a good aspect in the long haul. they are nevertheless an extended means from getting an organization reply on which answer will dominate the way forward for the global payments business. as long as there is not any big adoption of blockchain within the funds world it will remain guessing: World Wire, Ripple or each. Or an extra answer!.

as a result of the competitive nature of their ventures, or not it's likely they're going to nevertheless be competing for years to return. what's bound: the battle can be lengthy and hard.

by the way, it is fabulous – or is it only a coincidence ? – that both IBM, Ripple and SWIFT lately joined the foreign association of trusted Blockchain functions (INATBA), that become launched on 10 April in Brussels. This new blockchain affiliation aims to promote adoption of the know-how throughout the ecu.

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St. Petersburg State University Wins Prestigious IBM-Sponsored "Battle of the Brains" | real questions and Pass4sure dumps

EKATERINBURG, Russia, June 25, 2014 /PRNewswire/ -- Three students from St. Petersburg State University have emerged as World Champions of the 38th Annual World Finals of the ACM International Collegiate Programming Contest (ICPC) sponsored by IBM (NYSE: IBM).  Headquartered at Baylor University and known as the Battle of the Brains, the world's oldest and most prestigious programming competition challenged 122 university teams to solve complex real-world problems under a strict five hour deadline. 

Hosted by Ural Federal University, the event activities exposed students to key emerging industry trends, such as cognitive computing and IBM's Watson. One of the most significant innovations in IBM's history, Watson is revolutionary in its ability to interact in natural language, process vast and disparate forms of big data and learn from each interaction. Exploring Watson's capabilities was a unique opportunity for the contest participants.

In a test of teamwork, speed and skill, the contest challenged students to solve the most computer programming problems in the least amount of time. Demonstrating the elite talent of its team members, St. Petersburg State University successfully solved seven problems in five hours. The World Champions return home with "The World's Smartest Trophy," as well as awards and offers of employment or internships with IBM and other leaders of the IT industry.

"As a leading technology company, IBM recognizes the importance of providing opportunities for students from around the world to discover and embrace the latest technological innovations," said Alain Azagury, Director of IBM Software Group Technical Strategy, Member of IBM Academy of Technology and Sponsorship Executive of the ACM-ICPC. "The ACM-ICPC assembles the world's best computing students and challenges them with scenarios of real world issues. They believe these students are the future leaders of their field and are committed to nurturing their development as they conclude their studies and prepare to enter the global workforce. They hope some of these remarkable problem solvers will contribute to helping us build a smarter, more efficient planet."

In addition to the contest, participants had the opportunity to explore some of the technologies made in IBM's Research and Development Labs and network with world-leading technology experts. The opportunity for students to discover Ekaterinburg, a vibrant city straddling the European and Asian continents, and interact with peers from around the world completed this once-in-a-lifetime experience. 

"The ACM-ICPC is a wonderful opportunity for students from around the world to come together, collaborate, and exchange different views and experiences," said Dr. Bill Poucher, ICPC Executive Director and Baylor University Professor. "I am excited to see what these students will do with the mastery they've gained from this contest and from each other as they continue their academic and professional pursuits as ACM members." 

A live broadcast of the contest, facilitated by SKB Kontur, aired on 

Moscow State University, Peking University and National Taiwan University finished the competition in second, third and fourth places, all earning the coveted gold medals. The regional champions are New York University (North America Region); St. Petersburg State University (Europe Region); Alexandria University – Faculty of Engineering (Africa and the Middle East Region); Instituto Militar de Engenharia (Latin America Region); Peking University (Asia Region); and University of New South Wales (South Pacific Region).

This year's top twelve teams that received medals are:

  • St. Petersburg State University (Gold, World Champion)
  • Moscow State University (Gold, 2nd Place)
  • Peking University (Gold, 3rd Place)
  • National Taiwan University (Gold, 4th Place)
  • University of Warsaw (Silver, 5th Place)
  • Shanghai Jiao Tong University (Silver, 6th Place)
  • The University of Tokyo (Silver, 7th Place)
  • University of Zagreb (Silver, 8th Place)
  • St. Petersburg National Research University of IT, Mechanics and Optics (Bronze, 9th Place)
  • National Research University Higher School of Economics (Bronze, 10th Place)
  • Tsinghua University (Bronze, 11th Place)
  • Comenius University (Bronze, 12th Place)
  • The 122 teams that competed in the World Finals emerged from local and regional ICPC competitions held this past fall. Initially, selection took place from a field of more than 300,000 students in computing disciplines worldwide. A record number of students advanced to the regional level, as 32,043 contestants from 2,286 universities in 94 countries on six continents competed at more than 300 sites, all with the goal of earning one of the coveted 122 invitations to Russia.

    About the ACM-ICPC Headquartered at Baylor University, the ACM-ICPC is a global competition among the world's university students, nurturing new generations of talent in the science and art of information technology. For more information about the ACM-ICPC, including downloadable high resolution photographs and videos, the complete World Finals roster and final standings, visit ICPC headquarters and ICPCNews. Additional information can be found via the "Battle of the Brains" podcast series. For IBM's insights, visit the company's University Relations page. Follow the contest on Twitter @BrainBattleICPC and @ICPCNews, #ICPC2014. 

    About IBMIBM is the world's largest information technology and service provider. IBM invests in high business values and strategic markets such as big data analytics, cloud computing and cognitive computing. Made with IBM, these capabilities address the needs of clients and the society. IBM software engineers around the globe work to solve real-world business issues for clients in more than 170 countries. IBM provides industry solutions in areas such as health care, finance, smarter commerce, smarter cities, energy, utility, communications, public service, transportation, manufacturing, and many others.  For more information, visit

    About ACM ACM, the Association for Computing Machinery, is the world's largest educational and scientific computing society, uniting computing educators, researchers and professionals to inspire dialogue, share resources and address the field's challenges. ACM strengthens the computing profession's collective voice through strong leadership, promotion of the highest standards, and recognition of technical excellence. ACM supports the professional growth of its members by providing opportunities for life-long learning, career development, and professional networking.

    About Ural Federal University  Ural Federal University is one of the leading research institutions in Russia, focusing on economics, social sciences, humanities, natural sciences and mathematics. Since 2008 it bears the name of its former student, Boris Yeltsin, who in 1991 was elected the first president of the Russian Federation. The university has 18 departments which offer over 120 bachelor's and 80 master's programs. The university's enrollment is over 45,000 students, including more than 6,000 students studying information technologies and computer science. As the host of the 2014 ACM-ICPC World Finals, Ural Federal University becomes the second Russian university to host the contest, following St. Petersburg National Research University of Information Technologies, Mechanics and Optics (ITMO), the 2013 host.

    About SKB Kontur SKB Kontur is one of the largest software developers in Russia. The company is a well-known leader in the sphere of software for EDI, technologies for accounting and business administration automation. Founded more than a quarter of a century ago, SKB Kontur continues to grow dynamically. High growth rates are based on innovations developed through its large R&D department. The company's new products are differentiated by original and simple solutions that use unique technologies. Of particular note, 13 ACM-ICPC Ural finalists work at SKB Kontur.

    Media Contact:  Rebecca Masterbone  For the International Collegiate Programming Contest (ICPC) Tierney  (215) 


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    AMD Reports 2016 First Quarter Results | real questions and Pass4sure dumps

    SUNNYVALE, Calif., April 22 — AMD (NASDAQ: AMD) has announced revenue for the first quarter of 2016 of $832 million, operating loss of $68 million, and net loss of $109 million, or $0.14 per share. Non-GAAP operating loss was $55 million and non-GAAP net loss was $96 million, or $0.12 per share.

    “Our strategy to build a strong business foundation and improve financial performance through delivering great products is beginning to show benefits,” said Lisa Su, AMD president and CEO. “We continued to strengthen the performance of their Computing and Graphics business as their customers and partners show a growing preference for AMD. They are optimistic about their growth prospects in the second half of the year across their businesses based on new product introductions and design wins.”

    Q1 2016 Results

  • Q1 2016 was a 13-week fiscal quarter.
  • Revenue of $832 million, down 13 percent sequentially and down 19 percent year-over-year. The sequential decrease was primarily due to lower sales of semi-custom SoCs. The year-over-year decline was primarily due to lower sales of semi-custom SoCs and client notebook processors.
  • Gross margin of 32 percent, up 2 percentage points sequentially, due primarily to a richer product mix and the mix of revenue between business segments.
  • Operating expenses of $344 million, compared to $332 million for the prior quarter. Non-GAAP operating expenses of $332 million, compared to non-GAAP operating expenses of $323 million in Q4 2015, primarily due to increased R&D expenses related to new products, partially offset by lower SG&A expenses.
  • Operating loss of $68 million, compared to an operating loss of $49 million for the prior quarter. Non-GAAP operating loss of $55 million, compared to non-GAAP operating loss of $39 million in Q4 2015, primarily due to lower sales.
  • Net loss of $109 million, loss per share of $0.14, and non-GAAP net loss of $96 million, non-GAAP loss per share of $0.12, compared to a net loss of $102 million, loss per share of $0.13 and non-GAAP net loss of $79 million, non-GAAP loss per share of $0.10 in Q4 2015.
  • Cash and cash equivalents were $716 million at the end of the quarter, down $69 million from the end of the prior quarter, due to lower sales and higher debt interest payments, partially offset by $52 million of cash received related to their newly announced IP licensing agreement.
  • Total debt at the end of the quarter was $2.24 billion, flat from the prior quarter.
  • Financial Segment Summary

  • Computing and Graphics segment revenue of $460 million decreased 2 percent sequentially and decreased 14 percent from Q1 2015. The sequential decrease was primarily due to decreased sales of client desktop processors and the year-over-year decrease was driven primarily by decreased sales of client notebook processors.
  • Operating loss was $70 million, compared with an operating loss of $99 million in Q4 2015 and an operating loss of $75 million in Q1 2015. The sequential improvement was primarily driven by lower operating expenses. The year-over-year improvement was primarily driven by lower operating expenses.
  • Client processor average selling price (ASP) decreased sequentially driven by a lower desktop processor ASP and decreased year-over-year primarily due to a lower notebook processor ASP.
  • GPU ASP decreased sequentially driven by lower consumer GPU ASPs and increased year-over-year due to higher channel and professional graphics ASPs.
  • Enterprise, Embedded and Semi-Custom segment revenue of $372 million decreased 24 percent sequentially and 25 percent year-over-year. The decreases were primarily driven by lower sales of semi-custom SoCs.
  • Operating income was $16 million compared with $59 million in Q4 2015 and $45 million in Q1 2015. The sequential and year-over-year decrease was primarily due to lower sales and higher R&D expenses associated with new product investments, partially offset by a $7 million IP licensing gain.
  • All Other category operating loss was $14 million compared with operating losses of $9 million in Q4 2015 and $107 million in Q1 2015. The year-over-year decrease was primarily due to the absence of restructuring and other special charges associated with the exit from the dense server systems business.
  • IP Licensing Agreement and JV with THATIC

    AMD licensed high-performance processor and SoC technology to a newly-created JV it has formed with THATIC (Tianjin Haiguang Advanced Technology Investment Co., Ltd.) to develop SoCs tailored to the Chinese server market that will complement AMD’s own offerings. The $293 million licensing agreement is a meaningful step in AMD’s IP monetization strategy intended to accelerate the Company’s growth and better monetize its valuable assets. Payments are contingent upon the JV achieving certain milestones. AMD also expects to receive royalty payments from the JV’s future product sales.

    “Our new licensing agreement is a great example of leveraging their strong IP portfolio to accelerate the adoption of their technologies more broadly,” said Dr. Su. “The joint venture with THATIC provides AMD with a differentiated approach to help gain share in the fastest growing region of the server market.”

    Recent Highlights

  • AMD’s Assembly, Test, Mark and Pack (ATMP) JV transaction received approval from Nantong Fujitsu Microelectronics Co., Ltd. shareholders and the transaction remains on track to close in Q2 2016.
  • AMD momentum continued for its mobile client solutions and technologies, starting shipments of the 7th Generation AMD A-Series Processors (codenamed “Bristol Ridge”) and securing notable commercial and consumer design wins.
  • AMD 7th Generation APUs are equipped with advanced video, graphics performance, security and energy efficiency features and will first appear in the HP ENVY x360, with other ultrathin notebook, convertible, and all-in one OEM designs planned to launch throughout the year.
  • AMD secured new HP notebook design wins and continued to expand in the commercial PC market with new large-scale enterprise deployments for its 6th Generation PRO A-Series mobile processors.
  • AMD launched new desktop component solutions, including the flagship AMD Wraith Cooler and its fastest APU ever, the AMD A10-7890K. Other new additions to the 2016 Desktop processor family include the new AMD A10-7870K and AMD A10-7860K APUs, and new AMD Athlon X4 880K and AMD Athlon X4 845 CPUs.
  • AMD disclosed its upcoming GPU architecture roadmap, including “Vega” featuring High Bandwidth Memory 2, which the company plans to follow with the release of “Navi” which will be designed with scalability and next-generation memory.
  • AMD demonstrated its “Polaris” 10 and 11 next-generation GPUs, with Polaris 11 targeting the notebook market and “Polaris” 10 aimed at the mainstream desktop and high-end gaming notebook segment. “Polaris” architecture-based GPUs are expected to deliver a 2x performance per watt improvement over current generation products and are designed for intensive workloads including 4K video playback and virtual reality (VR).
  • AMD continued to expand its leadership position in VR, unveiling new technologies and collaborations across a variety of sectors, including gaming, education, and media.
  • AMD introduced the Radeon Pro Duo GPU, part of the world’s most powerful platform for VR designed for creating and consuming VR content. AMD’s Radeon Pro Duo GPU with its LiquidVR SDK is a platform aimed at most all aspects of VR content creation: from entertainment to education, journalism, medicine, and cinema.
  • 20th Century Fox, New Regency, Ubisoft Motion Pictures, and VR development studio Practical Magic chose the AMD Radeon Pro Duo GPU featuring the AMD LiquidVR SDK to bring the upcoming ASSASSIN’S CREED movie VR experience to life.
  • Sulon Technologies announced the Sulon Q, the world’s only all-in-one, tether-free “wear and play” headset for VR, Augmented Reality (AR) and spatial computing — powered by the AMD FX-8800P processor.
  • AMD joined with The Associated Press to create a new VR experience channel to fuel next-generation journalism.
  • AMD announced it is helping colleges and universities create dedicated AMD Radeon graphics-equipped VR labs as Crytek’s exclusive technology partner for the VR First initiative.
  • AMD released the Radeon Software Crimson Edition 16.3.2 Driver with support for the Oculus Rift SDK v1.3 — offering AMD’s most stable and compatible driver for developing VR experiences on the Rift to-date.
  • AMD demonstrated its continued dedication to enabling gamers and game developers with the best possible graphics experiences.
  • AMD further established its presence in the professional graphics market with the introduction of new technologies, design wins, and relationships.
  • For Q2 2016, AMD expects revenue to increase 15 percent, plus or minus 3 percent, sequentially.

    For additional details regarding AMD’s results and outlook please see the CFO commentary posted at

    About AMD 

    For more than 45 years, AMD has driven innovation in high-performance computing, graphics, and visualization technologies — the building blocks for gaming, immersive platforms, and the datacenter. Hundreds of millions of consumers, leading Fortune 500 businesses, and cutting-edge scientific research facilities around the world rely on AMD technology daily to improve how they live, work, and play. AMD employees around the world are focused on building great products that push the boundaries of what is possible. For more information about how AMD is enabling today and inspiring tomorrow, visit the AMD (NASDAQ: AMD) website, blog, Facebook and Twitter pages.

    Source: AMD

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    Riverbed [8 Certification Exam(s) ]
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    SASInstitute [15 Certification Exam(s) ]
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