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precise 5 information for using IBM security entry manager and Federated identification supervisor | killexams.com actual Questions and Pass4sure dumps

correct 5 counsel for using IBM security entry supervisor and Federated identity manager November 1, 2013  |  with the aid of Shane Weeden Share top 5 recommendation for using IBM security access supervisor and Federated id manager on Twitter participate remedy 5 tips for using IBM protection access manager and Federated identification manager on fb participate excellent 5 recommendation for the usage of IBM safety access manager and Federated identity supervisor on LinkedIn

I’ve been writing technical content material on IBM developerworks and my very own IBM developerworks blog for some time now, basically with a spotlight on specific how-to’s or gold measure practices for their access administration and federation products. These articles are generally driven by means of consumer requests for assistance with a problem they try to remedy. after I contemplate a measure thread that may too be generalized and shared, I typically Put together an editorial and any illustration code I’ve organized in helping wield the problem.

Having labored with IBM protection entry supervisor when you deem that it was referred to as Intraverse and owned via Dascom, and having been a founding developer on their Federated id supervisor product, I actually delight in about as a lot journey and publicity to both products as any individual else. That said, i'm gross the time intrigued and stunned with the aid of some of the innovative techniques wherein purchasers, company companions and capabilities groups Put together solutions the usage of their security products.

listed here i believed I’d execute an trouble to summarize 5 of essentially the most advantageous and regularly used paraphernalia of my trade. These are often references to content material or tips that I’ve organized in the past, but mainly content material that i'm finding re-use for the entire time. expectantly these tools and ideas are efficacious to each experienced and novice users of their access administration and federation products, and if nothing else this text can serve to remind you they exist, and champion you find them once more.

I’d too want to remind shoppers, company companions, and any person else working with their protection items that I delight in listening to from you, working with you on options to your security integration issues, and proposing a point of view on considerations the space you can be looking for yet another opinion. gladden champion these emails coming and cerebrate free to depart a observation beneath.

1. The EPAC software

devoid of query, when working with access manager and federated id supervisor, the number 1 device i would enjoy is the capacity to be cognizant what's in a consumer’s credential when authenticated to WebSEAL. traditionally it’s referred to as the EPAC (extended privileged attribute certificate) and that comes from pass back when DCE became the middleware protection of selection within the mid-to late ’ninety’s.

here is utilized in so numerous techniques – no matter if it’s manipulating attributes in an STS module in FIM, or writing a context-primarily based entry policy, and even the common-or-garden authorization rule in entry manager (which I nevertheless use) – you pretty lots exigency to be cognizant of the attributes available in a credential.

The credential is visible to applications via a variable offered by means of WebSEAL. On WebSEAL itself this is made purchasable as a cgi-bin ambiance variable known as HTTP_IV_CREDS, and for junctioned functions it can too be downstreamed as a HTTP header (iv-creds) by using consume of the -c junction switch.

WebSEAL itself ships with a cgi-bin version of the EPAC program (it’s a allotment of the PDWebADK package) however I extra generally advocate people consume the JSP edition of an application I wrote to unpack and monitor a credential. The proper structure of an EPAC isn't documented, and not crucial. It’s a custom ASN-1 encoded information constitution, and never designed that you should unpack natively. be confident you consume the API’s offered with entry manager to decode a credential and that’s precisely what is documented in my article: Pracical TAM Authorization API

2. FIM Tracing for the protection Token carrier

a lot of my extra synchronous work has been on federated identification supervisor, primarily the development of STS modules for integrating into federations, OAuth and more. There are articles on Writing FIM plugins, and many articles on specific examples of STS modules for distinct purposes (browse my blog).

That said, doubtless the most efficacious associate to me in development of these modules is introspection of the STSUniversalUser remonstrate for knowing what statistics structure i'm manipulating, and what attributes are available to me.

one of the most easiest how you can contemplate what is in the STSUniversalUser, whether you are authoring a mapping rule in Java, or without difficulty in Javascript or XSLT is to gyrate on FIM tracing and witness for STSUniversalUser. Tracing is enabled in the WebSphere administration console beneath the troubleshooting part, and especially the hint string i enjoy to execute consume of (to reduce hint noise) is:

com.tivoli.am.fim.trustserver.sts.modules.*=all

this may expound you every miniature thing you want about the STSUniversalUser you're manipulating in a mapping rule, and when mixed with the EPAC utility described above you are smartly-fitted to configure and creator FIM mapping rules.

three. EAI construction and pdweb.snoop Tracing

<rant> one of the crucial premier issues they ever did to WebSEAL changed into deprecate and find rid of the CDAS (go zone authentication provider) interface, and replace it with a HTTP-header based mostly authentication interface referred to as EAI (external authentication interface). CDAS plugins are written and compiled in C/C++, and that i can not don't forget the number of instances i was asked to study WebSEAL core information simplest to eventually determine that a client turned into using their own CDAS and had not written or compiled it in a thread-secure manner. </rant>

Now that I’ve obtained that off my chest, the EAI components of authenticating to WebSEAL is super, and is in reality the equal interface used by federated identification manager when appearing as a provider issuer authenticating to WebSEAL. there is lots of documentation on the EAI within the InfoCenter (birth privilege here).

It’s additionally rather picayune to write down an EAI software in whatever web construction environment you love. I frequently write them as JSP’s to achieve step-up authentication or only for checking out a multi-ingredient concept. The main issues to stand in irony when writing an EAI are:

  • except your EAI is performing step-up, it's going to want an unauthenticated-allowed ACL connected to it in entry supervisor.
  • You EAI must recrudesce HTTP headers for the user to authenticate, OR it might recrudesce an entire EPAC if built by means of FIM’s STS. I delight in articles on the pass to Do that, similar to this one which is notably regular: the usage of entry manager with out a consumer registry
  • You should be cognizant to enable EAI authentication in WebSEAL’s config file
  • You delight in to be cognizant to configure your application URL as a set off-url in WebSEAL’s config file
  • sometimes, despite the best of planning and intentions, your EAI may too still not be performing as you await it to. perhaps you’ve forgotten a piece of configuration, or perhaps the EAI itself isn’t returning the credential or username + attributes within the fashion you predict. How Do you debug that?

    There are several ways – junctioning your EAI by the consume of a sniffer proxy enjoy TCPMON is one, besides the fact that children what I locate myself using most commonly, because it is at gross times attainable, is pdweb.snoop tracing. To allow pdweb.snoop tracing, consume pdadmin command line, with something like:

    padmin> server assignment webseald-your_webseal trace set pdweb.snoop 9 file route=/tmp/pdwebsnoop.log

    operate your trouble at EAI authentication, give WebSEAL a minute or so that you can flush the trace to file, and then cautiously check up on the requests and responses to be inevitable you're returning the headers vital for EAI and that they in shape the headers configured in WebSEAL.

    on occasion I even consume pdweb.snoop tracing to debug federated identity supervisor behaviour!

    4. the consume of CURL

    Any web developer or deployment engineer value their salt is cognizant of about and regularly uses Curl or the same utility. it is absolutely valuable in scripting tests, debugging and chummy internet poking round. be taught it, consume it, and don’t appear returned! it is accessible out-of-the-container on just about gross linux distros, and additionally on cygwin for home windows.

    There are a broad variety of switches to curve, but the ones i consume most consistently when trying out and constructing are:

    swap Description -okay Disables certificate verification – constructive for witness at various websites that consume the default or a self-signed cert -v Verbose output – indicates request and response headers. i consume this gross the time. -d “param=price&param2=value2” permits you to ship a Put up with parameters -b mycookies -c mycookies permits you to study and champion cookies – efficacious if you betide to are stringing curl commands collectively in a script to set up and then consume session cookies as in case you were driving a browser.

    this article is rather advantageous for displaying you how to consume Curl to delight in interaction with the FIM security token provider: the consume of CURL to ship requests to the TFIM STS

    you can additionally web search numerous examples on the consume of Curl for distinctive functions. I’m additionally a reasonably common user of netcat for checking out as smartly, however’s not not much as accustomed as curl for web development.

    5. discovering to Put together well, Then Divide and conquer

    This tip isn't selected to access management or federated id administration, however is barely regularly occurring assistance on the pass to prepare smartly, and determine what’s incorrect when things don’t Go the pass you’ve planned. once I flee into customers with an issue, fixing it's almost always completed by using readily breaking the difficulty down into smaller and smaller problems except you isolate the foundation trigger. This seems to glaringly obtrusive, yet is still a problem. You’ve probably heard of the 5 Why’s, and it isn't greater material than in tangled distributed computing methods.

    listed here are some ordinary things that you could Do before, and when making an attempt to isolate unexpected behaviour in solutions the usage of entry management or federated id management options:

  • Have a construction-satisfactory witness at various environment with the same software versions of utility, equal topology, and same alternate handle. Being capable of replicate an issue offline from your construction techniques is incredibly useful.
  • video display and delight in unit tests at gross features within the infrastructure. you should delight in scripts and/or monitoring application that assessments databases, LDAP servers, authentication to WebSEAL, session stickiness, simulated transactions, and so on at gross degrees of your security infrastructure and throughout gross nodes in a multi-server deployment. this will regularly champion you promptly isolate an issue.
  • If using a HA deployment with diverse nodes, load balancers, backend servers and databases, are trying to dispose of status administration as a controversy by using a single instance of every and testing that direction of execution. i Do know here is no longer at gross times possible, but at the very least stand in irony that loads of access administration performance is in response to session status and holding consistent connections to server circumstances gross through the path of a consumer’s browser session.
  • change one component at a time, then re-examine.
  • construct, hold and participate with your colleagues a set of tools of your personal. Of path adventure is some thing you find simply after you exigency it, however nothing beats it. champion your arms squalid – it’s truly the most advantageous option to gain lore of.
  • Tags: access administration | IBM security | identity | identity and entry administration (IAM) | Technical & Product Shane Weeden

    utility Engineering supervisor at IBM

    Shane Weeden is a senior technical workforce member and product architect in the IBM security solutions crew. He has worked... 1 Posts What’s new
  • PodcastExamining the status of Retail Cybersecurity forward of the 2018 atomize Season
  • EventWebinar: The Resilient finish of 12 months evaluation — The proper Cyber security developments in 2018 and Predictions for the year ahead
  • ArticleA enjoyable and educational reply to the security awareness issue: The security eschew Room
  • safety Intelligence Podcast Share this text: Share proper 5 assistance for the usage of IBM security access supervisor and Federated identity supervisor on Twitter participate privilege 5 suggestions for the consume of IBM protection access supervisor and Federated identification supervisor on fb participate proper 5 information for the consume of IBM protection entry supervisor and Federated identity manager on LinkedIn extra on id & access A  immature woman using her mobile phone and laptop in a coffee shop:  monetary cybercrime ArticleEasy Does It! A timely appear Into Fraud TTPs within the Brazilian monetary Cybercrime landscape Man uses mobile phone to authenticate laptop login: digital identity trust ArticleDigital identity trust: a recent strategy to Authenticate Illustration of an advanced authentication app on a desktop computer and mobile device. ArticleWhy You want advanced Authentication to give protection to Identities devoid of Compromising consumer adventure Business professionals participating in security awareness training. ArticleHow to Create more desirable security attention content on your employees

    IBM Validates BIO-key is Fingerprint technology for IBM protection access manager for internet | killexams.com actual Questions and Pass4sure dumps

    WALL, NJ--(Marketwired - Jun three, 2013) - BIO-key overseas, Inc. (OTCQB: BKYI), a pacesetter in fingerprint biometric identification applied sciences, mobile credentialing and id verification solutions, these days suggested that IBM granted validation of BIO-secret is finger biometric authentication options, for IBM® security entry supervisor (ISAM) for internet. ISAM for web offers an entry wield administration respond to centralize network and utility safety coverage for e-enterprise functions. the gross and finished integration of BIO-key solutions within ISAM for internet turned into accomplished previous this month and is now obtainable for customer implementation.

    IBM shoppers in quest of options for 2-ingredient authentication for e-company applications now delight in a validated solution from BIO-key. BIO-secret is identity Director for ISAM for internet offers two-aspect and possibility based mostly authentication for ISAM for internet utilizing their bendy, quickly, and extremely accurate fingerprint authentication know-how.

    ISAM for internet options delight in interaction with lots of customer operating techniques and functions. BIO-secret is interoperable and scalable fingerprint biometric expertise helps ISAM for web valued clientele chop back the possibility of fraud together with its linked charges and penalties, deploy lank procedure development, boost interface time, and achieve two-element authentication in a restful and criticism manner. The enterprise's know-how operates on any class of device together with PCs, workstations, laptops, capsules, and smartphones. additionally, BIO-key's application is compatible with most of the foremost platforms and is integrated with more than forty fingerprint readers. BIO-key is train is to future proof the authentication method, figuring out that as recent contraptions are brought to the market, BIO-key will continue to aid them.

    "we are enthused to acquire their certification for the latest IBM safety platform respond for web functions. Any IBM consumer making consume of ISAM can now add a biometric component for convenient multi-component authentication to any supported software," stated Mike DePasquale, BIO-key CEO. since the measurement of IBM's installed basis of accounts this may symbolize a major probability for BIO-key."

    About BIO-key BIO-key overseas, Inc., headquartered in Wall, recent Jersey, develops and provides superior identification options to traffic and executive organizations, integrators, and customized software builders. BIO-secret's award profitable, exorbitant efficiency, scalable, within your budget and simple-to-set up biometric finger identification know-how accurately identifies and authenticates clients of wireless and enterprise functions. Their solutions are utilized in endemic embedded OEM products in addition to some of the world's biggest identification deployments to enrich protection, guarantee id, and aid chop back identity theft. BIO-key is expertise is offered at once or with the aid of market main companions gross over the world. (http://www.bio-key.com)

    BIO-key secure Harbor commentary Definite statements contained during this press free up may well be construed as "forward-searching statements" as described within the deepest Securities Litigation Reform Act of 1995 (the "Act"). The phrases "estimate," "mission," "intends," "expects," "anticipates," "believes" and an identical expressions are meant to establish forward-searching statements. Such ahead-searching statements are made according to administration's beliefs, in addition to assumptions made by pass of, and assistance currently available to, administration pursuant to the "secure-harbor" provisions of the Act. These statements are subject to Definite risks and uncertainties that can cause specific consequences to vary materially from those projected on the basis of those statements. These dangers and uncertainties encompass, with out drawback, their historical past of losses and restricted profits, their means to forward recent products and evolve latest ones, the repercussion on their company of the synchronous fiscal crossroad within the international capital markets and impoverished world economic trends, and their potential to appeal to and champion key personnel. For a extra finished description of those and different desultory factors that may additionally move the future efficiency of BIO-key overseas, Inc., contemplate "risk factors" within the company's Annual file on configuration 10-ok for the year ended December 31, 2012 and its different filings with the Securities and change commission. Readers are cautioned not to region undue reliance on these ahead-searching statements, which communicate only as of the date made. The traffic undertakes no responsibility to expose any revision to those forward-searching statements. 

    © Copyright 2013 by means of BIO-key international, Inc.


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    IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave | killexams.com actual questions and Pass4sure dumps

    IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave August 3, 2017  |  By Lane Billings A person using a smartphone near the ocean.

    Thinkstock

    Share IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on Twitter participate IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on Facebook participate IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on LinkedIn

    We are arrogant to promulgate that Forrester named IBM a sturdy Performer in its recent report, “The Forrester Wave: Risk-Based Authentication, Q3 2017.” This is the first update to the Forrester Wave for Risk-Based Authentication (RBA) since Q1 2012, and IBM’s first time participating in the report as one of the eight most “significant providers.”

    Only one vendor was ranked as a Leader in the report, and IBM is one of three vendors to win a sturdy Performer placement. IBM earned the highest scores feasible in the “future overall market and development plans for RBA and technology” and “solution implementation strength” criteria.

    DOWNLOAD THE FORRESTER WAVE FOR Risk-Based Authentication

    How Vendors Were Evaluated

    Forrester updated this Wave in response to recent innovations in RBA, such as the introduction of machine learning algorithms, increased usage of two-factor authentication with biometric and behavioral authentication, and the widespread consume of resilient cloud deployment models.

    Forrester famous in the report that account-based takeover is on the rise, causing at least $6.5 billion to $7 billion in annual losses across monetary services, insurance, e-commerce, health care, gaming and gambling, and other industries.

    Forrester Wave 7/31

    Forrester used a combination of vendor surveys, product demos, customer reference calls and unsupervised demonstration environment usage to evaluate vendors for this Wave.

    The eight vendors selected for evaluation met the following criteria, according to Forrester:

  • A thought-leading RBA portfolio of products and services;
  • Total RBA revenues of at least $10 million with at least 10 percent growth;
  • At least 60 paying RBA customer organizations in production;
  • An unaided mindshare within Forrester’s finish user customers; and
  • An unaided mindshare within Forrester’s vendor customers.
  • DOWNLOAD THE FORRESTER WAVE FOR Risk-Based Authentication

    A Holistic Approach to Risk-Based Authentication

    We believe the essential problem of fraud starts with the identity chain. They too cerebrate the traditional three types of authentication factors — something you know, something you delight in and something you are — must be combined with brilliant assessment of the specific risk of a user. Risk is determined by the user’s behavior and the context of their interaction (e.g., device, location, pattern of activity, etc.). Risk-based authentication means that high-risk users are challenged more frequently for authentication factors, while low-risk users find things done with minimal interruption.

    Risk-based authentication requires a holistic approach to fraud and digital identity that incorporates positive identity corroboration with identity analytics to establish a deeper understanding of the user. This approach should too apply risk scoring to better mitigate the risks of fraud. IBM’s RBA offering integrates IBM Security Access Manager and Trusteer Pinpoint Detect to encourage block fraudulent activities and high-risk transactions while maintaining an excellent user experience.

    DOWNLOAD THE FORRESTER WAVE FOR Risk-Based Authentication

    The Forrester Wave is copyrighted by Forrester Research, Inc. Forrester and Forrester Wave are trademarks of Forrester Research, Inc. The Forrester Wave is a graphical representation of Forrester’s call on a market and is plotted using a detailed spreadsheet with exposed scores, weightings, and comments. Forrester does not endorse any vendor, product, or service depicted in the Forrester Wave. Information is based on best available resources. Opinions reflect judgment at the time and are subject to change.

    Tags: Authentication | Authentication Software | Forrester | Forrester Research | Multifactor Authentication (MFA) | Risk Management | Risk-Based Authentication | User behavior Analytics (UBA) Lane Billings

    Product Marketing Manager, Access and Authentication, IBM

    Lane is the Worldwide Product Marketing manager for Access and Authentication at IBM Security. Originally from Memphis,... 4 Posts ensue on What’s new
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  • ArticleA Fun and Educational respond to the Security Awareness Problem: The Security eschew Room
  • Security Intelligence Podcast Share this article: Share IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on Twitter participate IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on Facebook participate IBM Scores a sturdy Performer Placement in Risk-Based Authentication Wave on LinkedIn More on Identity & Access A  immature woman using her mobile phone and laptop in a coffee shop:  monetary cybercrime ArticleEasy Does It! A Timely witness Into Fraud TTPs in the Brazilian monetary Cybercrime Landscape Man uses mobile phone to authenticate laptop login: digital identity trust ArticleDigital Identity Trust: A recent pass to Authenticate Illustration of an advanced authentication app on a desktop computer and mobile device. ArticleWhy You exigency Advanced Authentication to Protect Identities Without Compromising User Experience Business professionals participating in security awareness training. ArticleHow to Create Better Security Awareness Content for Your Employees

    Global Fraud Detection and Prevention Market 2018-2023 - lofty Cost of the FDP Solutions Restricts their Usage Among SMBs | killexams.com actual questions and Pass4sure dumps

    DUBLIN, Nov 20, 2018 /PRNewswire/ --

    The "Global Fraud Detection and Prevention Market 2019-2023" report has been added to ResearchAndMarkets.com's offering.

    Research and Markets Logo

    More

    The fraud detection and prevention market will register a CAGR of over 20% by 2023.

    The consume of blockchain technology in fraud detection and prevention is identified as one of the key trends that will gain traction in the market for the next four years. The implementation of blockchain can preclude fraud during monetary transactions that involve multiple processes and require human intervention.

    Market Overview

    Increase in data theft across the globe

    The incidents of cyber thefts by cybercriminals and hackers is increasing at an alarming rate. FDP solutions champion enterprises in verifying users as well as managing their access to enterprise resources.

    High cost of the FDP solutions restricts their usage among SMBs

    Firms that adopt FDP solutions must pay for the applications they consume and consume. But the cost increases as these firms are too required to provide additional services enjoy security, back up, resilience, encryption, and hosting to their end-customers.

    Competitive Landscape

    The market appears to be fragmented and with the presence of several companies and the competitive environment is quite intense. Factors such as the consume of blockchain technology in fraud detection and prevention and enlarge in data theft across the globe, will provide considerable growth opportunities to fraud detection and prevention market manufactures.

    Fiserv, IBM, Oracle, SAP, and SAS Institute are some of the major companies covered in this report.

    Report Summary:

    According to the report, one driver influencing this market is the growing consume of IoT. One trend affecting this market is the growing adoption of identity-as-a-service solutions. Further, the report states that one challenge affecting this market is the networking and connectivity issues in cloud-based FDP.

    Key Topics Covered:

    PART 01: EXECUTIVE SUMMARY

    PART 02: SCOPE OF THE REPORT

    PART 03: MARKET LANDSCAPE

  • Market ecosystem
  • Market characteristics
  • Market segmentation analysis
  • PART 04: MARKET SIZING

  • Market definition
  • Market sizing 2018
  • Market size and forecast 2018-2023
  • PART 05: FIVE FORCES ANALYSIS

  • Bargaining power of buyers
  • Bargaining power of suppliers
  • Threat of recent entrants
  • Threat of substitutes
  • Threat of rivalry
  • Market condition
  • PART 06: MARKET SEGMENTATION BY END-USER

  • Market segmentation by end-user
  • Comparison by end-user
  • BFSI - Market size and forecast 2018-2023
  • Telecom and IT - Market size and forecast 2018-2023
  • Retail - Market size and forecast 2018-2023
  • Energy and utilities - Market size and forecast 2018-2023
  • Others - Market size and forecast 2018-2023
  • Market opening by end-user
  • PART 07: CUSTOMER LANDSCAPE

    PART 08: GEOGRAPHIC LANDSCAPE

  • Geographic segmentation
  • Geographic comparison
  • Americas - Market size and forecast 2018-2023
  • EMEA - Market size and forecast 2018-2023
  • APAC - Market size and forecast 2018-2023
  • Key leading countries
  • Market opportunity
  • PART 09: conclusion FRAMEWORK

    PART 10: DRIVERS AND CHALLENGES

  • Market drivers
  • Market challenges
  • PART 11: MARKET TRENDS

    PART 12: VENDOR LANDSCAPE

  • Overview
  • Landscape disruption
  • PART 13: VENDOR ANALYSIS

  • Vendors covered
  • Vendor classification
  • Market positioning of vendors
  • Fiserv
  • IBM
  • Oracle
  • SAP
  • SAS Institute
  • PART 14: APPENDIX

    For more information about this report visit https://www.researchandmarkets.com/research/t3wmbf/global_fraud?w=5

    Did you know that they too tender Custom Research? Visit their Custom Research page to learn more and schedule a meeting with their Custom Research Manager.

    Media Contact:

    Research and MarketsLaura Wood, Senior Managerpress@researchandmarkets.com   

    For E.S.T Office Hours call +1-917-300-0470For U.S./CAN Toll Free call +1-800-526-8630For GMT Office Hours call +353-1-416-8900

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    View original content:http://www.prnewswire.com/news-releases/global-fraud-detection-and-prevention-market-2018-2023---high-cost-of-the-fdp-solutions-restricts-their-usage-among-smbs-300753720.html


    Credit Unions delight in a Mobile, Desktop Validation Problem | killexams.com actual questions and Pass4sure dumps

    Account login frustration.

    Unrelenting fraud risks delight in prompted many credit unions to deploy hack-resistant mobile and desktop platforms. But, the increasingly tangled user-authentication processes guarding some of those platforms is highlighting a growing tension between fraud mitigation and member convenience.

    It’s tension many credit unions never intended to create — most don’t want to cause frustration when they require members to delight in different usernames and passwords for desktop access versus mobile access, for example, or when they consume phone calls to authenticate a member’s online presence.

    But recent research suggests some members are indeed losing their long-suffering with tangled or disjointed authentication requirements. About half (48%) the respondents in a FICO survey out final summer, for instance, said they were frustrated with two-step verification, and about eight in 10 said they didn’t contemplate the exigency for what they considered unwarranted security procedures. Another survey, by IBM Security, found that 47% of people under 24 would rather delight in a faster sign-in undergo than a more secure configuration of authentication. That same survey too found that the impartial American internet user is managing over 150 online accounts that require a password. The number is expected to soar to over 300 accounts in coming years.

    Here’s what three industry pros train is causing some of the authentication disconnect for many credit unions — as well as how credit unions can overcome that disconnect and champion fraud at bay without driving members away.

    Separate vendors, divide lives

    One common source of authentication frustration stems from requiring members to delight in different logins and passwords for a credit union’s desktop online banking platform versus its mobile banking platform. That’s often a side-effect of having different vendors for mobile and desktop platforms, according to Andrew Wayman, who is vice president of digital banking at the digital banking technology company Kony DBX. It can be difficult to find a vendor that does it all, he noted.

    “A lot of these companies…they’re very siloed. So you’ll Go to one, and they only Do mobile banking. Or you’ll Go to another one, and they only Do online banking. Sometimes you can find them to consume a common authentication fashion or common set of credentials. But if they don’t Do that, it becomes problematic,” he explained.

    The result is completely divide authentication processing, which can carry weight different questions and answers or different one-time passwords, added Siva Narendra, who is CEO of Portland, Ore.-based digital security firm Tyfone. “Because these are two different platforms, the vendors don’t necessarily talk to each other. That’s not uncommon.”

    Having divide vendors for desktop and mobile can too be less secure, Narendra added.

    “Imagine digital services is enjoy a castle. If I delight in one password for mobile and one password for online, I delight in two doors to the castle and I will protect both doors. Having two doors that can give me access to the castle actually makes the probability of compromise more, not less,” he explained. “If you want to delight in multiple doors, the pass you want to delight in it is one door after another, not one door in parallel to another.”

    To serve and protect

    One pass to avoid creating authentication frustration for members is to delight in the same vendor for mobile and desktop. But that can be harder than it looks.

    Some vendor contracts can flee five to eight years, which may Put credit unions in a sticky two-vendor situation for a long time, Wayman noted. Negotiating shorter contracts and eschew clauses for outdated technology can give credit unions a broad advantage; inserting volume-based pricing incentives can be helpful, too — most online or mobile banking vendors don’t tender tiered pricing or charge breaks for lofty volumes, he said.

    Some credit unions may mistakenly cerebrate they’ve got the same vendor for their mobile and desktop platforms.

    “You may delight in one shrink to provide gross channels but [it’s] implemented by two companies that they may own,” Narendra explained. “So, it looks enjoy one contract, but the implementation is on different platforms, and that becomes very laborious. The user undergo is difficult. Sometimes logins can be different; login authentication process can be different.”

    New technology can gyrate the tide in authentication frustration. For example, most smartphones now delight in front-facing cameras, which has made facial recognition a more viable authentication method, Wayman noted.

    Mobile and desktop won’t be the only platforms that exigency authenticating, either. Watch and voice technologies are rapidly becoming necessities, Narendra said.

    Nonetheless, more desktop-using members may exigency two devices in order to login to their accounts.

    Ken Otsuka, who is a CPA senior consultant for risk and compliance solutions at CUNA Mutual Group, said consume of the mobile channel for out-of-band authentication is growing and that he’s seeing more credit unions starting to tender it. Out-of-band authentication uses a communication channel other than the channel being accessed to provide a second piece of identity proof. A member signing in via desktop might receive a one-time passcode via email, phone or text, for example.

    However, email accounts, voice calls and texts can be hacked, redirected or affected by malware, Otsuka noted, which is why sending passcodes to apps is becoming a trend.

    “A best-practice credit union wanting to adopt this out-of-band authentication fashion that leverages one-time passcode is to deploy a secure, fast-paced fashion by pushing that onetime passcode to the app that is residing on that member’s mobile device,” he said.

    “Credit unions should not reckon on one specific control enjoy multifactor authentication,” he said. “I generally imply that credit unions Go farther and adopt out-of-band authentication — using a secure app-based fashion of pushing those one-time passcodes to the app — and a real-time fraud monitoring system that’s capable of identifying and stopping suspicious transactions.”

    Whether credit unions adopt this technology often depends on whether their vendors can provide it, Otsuka noted.

    Nonetheless, it’s unlikely the industry will recrudesce to the days when a username and password were gross members needed to access their accounts or lag money around.

    “I’m a risk manager, so I’m a sturdy believer in protecting member accounts,” Otsuka said. “As a consumer, I would want my online account to be protected. Even if I delight in to jump through a hoop or two, I’m friendly with that.”



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    References :


    Vimeo : https://vimeo.com/240170694
    Issu : https://issuu.com/trutrainers/docs/000-198
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    Wordpress : http://wp.me/p7SJ6L-eu
    weSRCH : https://www.wesrch.com/business/prpdfBU1HWO000CZPM
    Scribd : https://www.scribd.com/document/356764115/Pass4sure-000-198-Practice-Tests-with-Real-Questions
    Dropmark-Text : http://killexams.dropmark.com/367904/12023852
    Youtube : https://youtu.be/sYtj6_kkSPk
    Blogspot : http://killexams-braindumps.blogspot.com/2017/10/exactly-same-000-198-questions-as-in.html
    RSS Feed : http://feeds.feedburner.com/LookAtThese000-198RealQuestionAndAnswers
    publitas.com : https://view.publitas.com/trutrainers-inc/kill-your-000-198-exam-at-first-attempt
    Google+ : https://plus.google.com/112153555852933435691/posts/Z7vcxYx2rko?hl=en
    Calameo : http://en.calameo.com/account/book#
    Box.net : https://app.box.com/s/4ho6uhpwc4nctn0ae5p7pdef2tkfdqle
    zoho.com : https://docs.zoho.com/file/5bym2262db4ca698c44189c77c8cbf847e9e0
    coursehero.com : "Excle"






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